No-Fault Benefits Available in Michigan

The Michigan No-Fault Insurance Law allows injured persons in a Michigan auto accident to seek benefits from their own insurance company for the following:

(1). Medical expenses;

(2)  Incidental expenses necessary for medical care and treatment (such as private nurses, home aides, family member reimbursement for providing necessary care);

(3). Wage loss benefits for an injured claimant (for the first 3 years after);

(4)   Transportation costs (to and from treatments);

(5).  Home modifications (for example, wheelchair ramp);

(6).  Survivor’s loss benefits in cases of death;

(7).  Replacement services (cooking, cleaning, and lawn care) up to $20 per day (very often overlooked);

(8). Other benefits related to necessary and reasonable treatment (for example, food and lodging for a severely injured person requiring 24 hour care in a treatment facility).

Oftentimes, Insurance Company Adjusters don’t fully explain all the benefits that injured persons are entitled to and insurance contracts are often very confusing to read and understand.  It is important to contact an attorney after the accident to make certain you are asking for, and receiving, all the benefits that the law entitles you to collect to aid in your recovery from the accident.  

Pedestrian Safety in Traffic Circles

Michigan drivers are facing new driving challenges presented by traffic circles.  More and more Michigan communities are installing traffic circles to decrease perpendicular (T-Bone) type accidents and thereby decrease serious injuries at intersections.  While drivers adjust to where and when to yield to other cars in traffic circles they also need to be keenly aware of pedestrians trying to navigate traffic circle sidewalks.  City and State officials have been attempting to educate drivers to proceed slowly and be aware that the law requires automobiles yield to all pedestrian traffic prior to entering the traffic circle and before exiting the traffic circle.