No-Fault Benefits Available in Michigan

The Michigan No-Fault Insurance Law allows injured persons in a Michigan auto accident to seek benefits from their own insurance company for the following:

(1). Medical expenses;

(2)  Incidental expenses necessary for medical care and treatment (such as private nurses, home aides, family member reimbursement for providing necessary care);

(3). Wage loss benefits for an injured claimant (for the first 3 years after);

(4)   Transportation costs (to and from treatments);

(5).  Home modifications (for example, wheelchair ramp);

(6).  Survivor’s loss benefits in cases of death;

(7).  Replacement services (cooking, cleaning, and lawn care) up to $20 per day (very often overlooked);

(8). Other benefits related to necessary and reasonable treatment (for example, food and lodging for a severely injured person requiring 24 hour care in a treatment facility).

Oftentimes, Insurance Company Adjusters don’t fully explain all the benefits that injured persons are entitled to and insurance contracts are often very confusing to read and understand.  It is important to contact an attorney after the accident to make certain you are asking for, and receiving, all the benefits that the law entitles you to collect to aid in your recovery from the accident.